4322 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4322 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,735 sqft · built 2019
Lot Size	0.118 acres (5,165 sqft)
Owner	Individual Name on Record
Tax Bill	$1,441 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-05005-380`

Property Details

APN / Parcel Number

Primary APN	`953-05005-380`
Alternative APN	`599510`

Interior

Stories	2 Stories
Building Area	1,735 sqft Living Area
1st Floor Area	905 sqft
2nd Floor Area	830 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,165 sqft (0.118 acres)
Porch	Open Porch
Porch Area	70 sqft
Storage Building	120 sqft

Location & Zoning

Account Number	599510
Street Address	4322 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 38, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	38
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4322 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 28, 2025	Vendor's Lien, Transfer · Stand-Alone First Mortgage LAS ALDEAS LAREDO 2 LP A TEXAS
May 21, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025
Deed Sale	May 28, 2025
Prior Sale	May 21, 2019
Deed Document Number	1558450
Deed Book / Page	5840 / 380
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4322 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004977/806
Date	Mar 17, 2021
Book Page	4977/806
Instrument	1421868

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4322 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	005201/132
Date	Jan 28, 2022
Book Page	5201/132
Instrument	1456295

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2051

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 28, 2025
Property Address	4322 RAMONA DR, LAREDO, TX 78046-5044
Document Number	005840/380
Book / Page	5840 / 380
Map Reference	DOC NO 1556908
Instrument Date	May 22, 2025
Instrument	1558450
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 365, LA BLANCA, TX 78558-0365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	005840/385
Date	May 28, 2025
Book Page	5840/385
Instrument	1558451

Lender

Name	LAS ALDEAS LAREDO 2 LP A TEXAS
Type	Non-Lending Institution
Address	PO BOX 365, LA BLANCA, TX 78558
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 5, 2045

May 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 21, 2019
Property Address	4322 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004602/161
Book / Page	4602 / 161
Map Reference	VOL 36 PG 81&82
Instrument Date	May 17, 2019
Instrument	1361165
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RAMONA, LAREDO, TX 78046-5044

Mortgage

Document Number	0001361166
Date	May 21, 2019
Instrument	1361166

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,307 (+9.3%)	$241,498 (+10.76%)
2024	$1,441.00 (+11.71%)
2023		$218,031 Land $32,953 Building $185,078	$218,031 Land $32,953 Building $185,078
2022	$1,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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