4313 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4313 Michigan Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1904
Lot Size	0.057 acres (2,500 sqft)
Owner	Owner Name on File
Last Sale	$12,000 (Apr 2012)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-43-06-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-43-06-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Finished Area
Gross Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0564306009.00
Street Address	4313 MICHIGAN AVE
City	COVINGTON
State	KY
Zip	41015-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE LOT 87 25'X 100' WS MICHIGAN AVE
Legal Subdivision	ROSEDALE
Legal Lot Number	87
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2019
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-06-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 15761, COVINGTON, KY 41015-0761

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2012 · Amount on Record
Deed Sale	Apr 10, 2012 · Amount on Record
Deed Document Number	0000481625
Deed Book / Page	4816 / 25
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4313 MICHIGAN AVE, COVINGTON, KY 41015-1654
Transaction Type	Mortgage
Record Updated	Jan 05, 2024
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 HAWTHORNE DR, CINCINNATI, OH 45245-1831

Mortgage

Document Number	0005900138
Date	Apr 11, 2023
Book Page	KCM 453/106
Instrument	23041105900138

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (-0.53%)	$114,000 (-) Land $10,000 Building $104,000	$114,000 (-) Land $10,000 Building $104,000
2023	$1,518.00	$114,000 Land $10,000 Building $104,000	$114,000 Land $10,000 Building $104,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.