Kenton County property record for 4308 Michigan Ave, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,512 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Last Sale | $29,999 (2014) |
| Tax Bill | $343.00 (2025) |
| Primary APN | 056-43-10-004.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Finished Area |
| Gross Area | 1,638 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 150 ft x 25 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 4308 MICHIGAN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1655 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOT 120 25'X 150' ES MICHIGAN AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 120 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-10-004.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9105 BOOTS DR, COVINGTON, KY 41017-9446 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Nov 23, 2021 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2014 · Amount on Record |
| Deed Sale | Aug 18, 2014 · Amount on Record |
| Prior Sale | Jun 20, 2014 · Amount on Record |
| Deed Doc Number | 201408 18 059 00324 |
| Deed Book / Page | 5476 / 102 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 02, 2026 |
| Property Address | 4308 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0000006650 |
| Book / Page | 410 / 143 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20266650 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9105 BOOTS DR, COVINGTON, KY 41017-9446 |
| Document Number | 0000006650, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 410/143 |
| Instrument | 20266650 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4308 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900072 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 305/532 |
| Instrument | 21112305900072 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (-9.74%) Disabled Person's exemption | $75,000 (-) Land $10,000 Building $65,000 | $75,000 (-) Land $10,000 Building $65,000 |
| 2023 | $380.00 Disabled Person's exemption | $75,000 Land $10,000 Building $65,000 | $75,000 Land $10,000 Building $65,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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