4317 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4317 Michigan Ave, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,154 sqft · built 1914
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Aug 2023)
Tax Bill$3,113 (2025)
Deeds & MortgagesAug 2023 Sale
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-43-06-011.00

Property Details

APN / Parcel Number

Primary APN056-43-06-011.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,154 sqft Finished Area
Gross Area2,586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4317 MICHIGAN AVE
CityCOVINGTON
StateKY
Zip41015-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEDALE LOTS 84-85 50'X 100' WS MICHIGAN AVE
Legal SubdivisionROSEDALE
Legal Lot Number84-85
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2019
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-06-011.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4317 MICHIGAN AVE, COVINGTON, KY 41015-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN
May 05, 2023Deed, Transfer · Stand-Alone First Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleMay 05, 2023 · Amount on Record
Deed Document Number2023153
Deed Book / Page242 / 113
Prior Transfer DateNov 18, 2003
Prior Transfer Doc0C20900147
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 16, 2023
Property Address4317 MICHIGAN AVE, COVINGTON, KY 41015-1654
Document Number0005900153
Book / PageKC 242 / 113
Instrument DateAug 09, 2023
Instrument23081605900153
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyLAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 CAVALIER BLVD, FLORENCE, KY 41042-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address4317 MICHIGAN AVE, COVINGTON, KY 41015-1654

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 05, 2023
Property Address4317 MICHIGAN AVE, COVINGTON, KY 41015-1654
Document Number0005900062
Book / PageKC 225 / 97
Instrument DateApr 26, 2023
Instrument23050505900062
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address763 WESTERN RESERVE RD, VILLA HILLS, KY 41017-1432

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CAVALIER BLVD, FLORENCE, KY 41042-1645

Mortgage

Document Number0005900063
DateMay 05, 2023
Book PageKCM 459/355
Instrument23050505900063
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressLOUISVILLE, KY 40207
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term11 Months
DueApr 28, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,113.00 (+54.8%)$235,000 (+55.63%) Land $10,000 Building $225,000$235,000 (+55.63%) Land $10,000 Building $225,000
2023$2,011.00 (+0.85%)$151,000 (-) Land $10,000 Building $141,000$151,000 (-) Land $10,000 Building $141,000
2022$1,994.00$151,000 Land $10,000 Building $141,000$151,000 Land $10,000 Building $141,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1997)
Most Recent ClaimMar 1997, rainfall accumulation, Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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