Kenton County property record for 4307 Michigan Ave, Covington, KY 41015 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1875 |
| Square Footage | 1,802 sqft Finished Area |
| Lot Size | 3,800 sqft (0.087 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $63,900 (1997) |
| Tax Bill | $1,767.00 (2025) |
| Primary APN | 056-43-06-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,802 sqft Finished Area |
| Gross Area | 1,887 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,800 sqft (0.087 acres) |
| Depth X Width | 100 ft x 38 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 4307 MICHIGAN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOT 90 & N 13' LOT 89 38'X 100' WS MICHIGAN AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 90,89 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-06-007.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4307 MICHIGAN AVE, COVINGTON, KY 41015-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 1997 · Amount on Record |
| Deed Sale | Jul 16, 1997 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4307 MICHIGAN AVE, COVINGTON, KY 41015-1654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4307 MICHIGAN AVE, COVINGTON, KY 41015-1654 |
| Document Number | 0005900096 |
|---|---|
| Date | Oct 03, 2025 |
| Book Page | KCM 693/34 |
| Instrument | 25100305900096 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Term | 480 Months |
| Due | Oct 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4307 MICHIGAN AVE, COVINGTON, KY 41015-1654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4307 MICHIGAN AVE, COVINGTON, KY 41015-1654 |
| Document Number | 0005900002 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 203/81 |
| Instrument | 21041905900002 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 76 Months |
| Due | Aug 01, 2027 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,767.00 (-0.51%) | $133,400 (-) Land $10,000 Building $123,400 | $133,400 (-) Land $10,000 Building $123,400 |
| 2023 | $1,776.00 | $133,400 Land $10,000 Building $123,400 | $133,400 Land $10,000 Building $123,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 2% of the US · above 2% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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