4309 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4309 Michigan Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage792 sqft Finished Area
Lot Size3,700 sqft (0.084 acres)
OccupancyOwner Occupied
Last Sale$73,000 (2018)
Tax Bill$650.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-43-06-008.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area792 sqft Finished Area
Gross Area960 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area3,700 sqft (0.084 acres)
Depth X Width100 ft x 37 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0564306008.00
Street Address4309 MICHIGAN AVE
CityCOVINGTON
StateKY
Zip41015-1654
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEDALE LOT 88 & PT LOT 89 37'X 100' WS MICHIGAN AVE
Legal SubdivisionROSEDALE
Legal Lot Number88,89
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-06-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4309 MICHIGAN AVE, COVINGTON, KY 41015-1654
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2018 · Amount on Record
Deed SaleNov 06, 2018 · Amount on Record
Prior SaleDec 07, 2007 · Amount on Record
Deed Doc Number0006539153
Deed Book / Page6539 / 153
Record RefreshedJun 08, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 06, 2018
Property Address4309 MICHIGAN AVE, COVINGTON, KY 41015-1654
Document Number0000000040
Book / Page0C6539 / 000153
Instrument DateOct 25, 2018
Instrument40
Transaction TypeTransfer
Record UpdatedNov 23, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$73.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 MICHIGAN AVE COVINGTON KY 410151654, COVINGTON, KY 41015-1654

Mortgage

Document Number41
DateNov 06, 2018
Book Page0C6539/000155
Instrument41
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 05, 2048

Mortgage

Document Number42,
DateNov 06, 2018
Book Page0C6539/000174
Instrument42
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 05, 2028
Interest
Rate TypeAdjustable Rate
Rate12%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$650.00 (-5.66%) Disabled Person's exemption$98,200 (-) Land $10,000 Building $88,200$98,200 (-) Land $10,000 Building $88,200
2023$689.00 Disabled Person's exemption$98,200 Land $10,000 Building $88,200$98,200 Land $10,000 Building $88,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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