4316 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4316 Michigan Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1914
Square Footage1,008 sqft Finished Area
Lot Size11,250 sqft (0.258 acres)
OccupancyOwner Occupied
Last Sale$119,900 (2020)
Tax Bill$1,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-43-10-006.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,008 sqft Finished Area
Gross Area1,141 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1914
Exterior MaterialBrick Exterior
Foundation TypeStone Foundation
Lot Area11,250 sqft (0.258 acres)
Depth X Width150 ft x 75 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0564310006.00
Street Address4316 MICHIGAN AVE
CityCOVINGTON
StateKY
Zip41015-1655
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEDALE LOTS 115-116-117 75'X 150' ES MICHIGAN AVE
Legal SubdivisionROSEDALE
Legal Lot Number115-117 116
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-10-006.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4316 MICHIGAN AVE, COVINGTON, KY 41015-1655
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Deed, Transfer · Conventional Mortgage
NAVY FCU
Jul 30, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleNov 28, 2003 · Amount on Record
Deed Doc Number0000034618
Deed Book / Page34 / 618
Record RefreshedJun 08, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJul 30, 2020
Property Address4316 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number0005900296
Book / PageKC 34 / 618
Map ReferenceMB 73 PG 642
Instrument DateJul 29, 2020
Instrument20073005900296
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address901 HAWTHORNE DR, 901, CINCINNATI, OH 45245-1831

Transferred To (Grantee/Buyer)

NameVerified Name
Address4316 MICHIGAN AVE, COVINGTON, KY 41015-1655

Mortgage

Document Number0005900297
DateJul 30, 2020
Instrument20073005900297
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 30, 2020
Property Address4316 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number0000000296
Book / Page000034 / 000618
Instrument DateJul 29, 2020
Instrument296
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMICHIGAN AVE COVINGTON FLORENCE KY 41015, FLORENCE, KY 41015

Mortgage

Document Number297
DateJul 30, 2020
Book Page000M76/000457
Instrument297
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,588.00 (-0.56%)$119,900 (-) Land $10,000 Building $109,900$119,900 (-) Land $10,000 Building $109,900
2023$1,597.00$119,900 Land $10,000 Building $109,900$119,900 Land $10,000 Building $109,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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