Kenton County property record for 4320 Michigan Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1913 |
| Square Footage | 756 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2020) |
| Tax Bill | $1,126.00 (2025) |
| Primary APN | 056-43-10-007.00 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 756 sqft Finished Area |
| Gross Area | 882 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1913 |
|---|---|
| Foundation Type | Stone Foundation |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 150 ft x 25 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0564310007.00 |
|---|---|
| Street Address | 4320 MICHIGAN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1655 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOT 114 25'X 150' ES MICHIGAN AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 114 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-10-007.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4320 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2020 | Dual Purpose Document, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) US BK |
| Jul 17, 2020 | Deed of Trust, Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Oct 13, 2016 |
| Deed Doc Number | 0000032699 |
| Deed Book / Page | 32 / 699 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Dual Purpose Document |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2020 |
| Property Address | 4320 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0000000094 |
| Book / Page | 000032 / 000699 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 94 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655 |
| Document Number | 0000000094 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000204 |
| Instrument | 94 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4320 MICHIGAN AVE, COVINGTON, KY 41015-1655 |
| Document Number | 0000000094 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 4320 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655 |
| Document Number | 0000000094 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000204 |
| Instrument | 94 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,126.00 (-0.53%) | $85,000 (-) Land $10,000 Building $75,000 | $85,000 (-) Land $10,000 Building $75,000 |
| 2023 | $1,132.00 | $85,000 Land $10,000 Building $75,000 | $85,000 Land $10,000 Building $75,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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