380 Bluff Dr, Eden, GA 31307 Property Records

Effingham County property record for 380 Bluff Dr, Eden, GA 31307

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1985
Lot Size	4.25 acres (185,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2026)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0302A-044-C00`

Property Details

APN / Parcel Number

Primary APN	`0302A-044-C00`
Alternative APNs	`0036C044000` `3557`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	185,321 sqft (4.25 acres)
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3557
Street Address	380 BLUFF DR
City	EDEN
State	GA
Zip	31307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 44
Legal Subdivision	FOX BOW FARMS
Legal Block	II
Legal Lot Number	44
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3013
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	380 BLUFF DR, EDEN, GA 31307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	20265040
Deed Book / Page	3049 / 300
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 9, 2026
Property Address	380 BLUFF DR, GA
Document Number	0000005041
Book / Page	3049 / 303
Instrument Date	Jun 5, 2026
Instrument	20265041
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005041,
Date	Jun 9, 2026
Book Page	3049/303
Instrument	20265041

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 9, 2026
Property Address	380 BLUFF DR, GA
Document Number	0000005040
Book / Page	3049 / 300
Instrument Date	Jun 5, 2026
Instrument	20265040
Transaction Type	Transfer
Record Updated	Sep 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 BLUFF DR, EDEN, GA 31307

Mortgage

Document Number	0000005041,
Date	Jun 9, 2026
Book Page	3049/303
Instrument	20265041

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,174 (-) Land $22,800 Building $29,374	$130,435 (-) Land $57,000 Building $73,435
2025	$2,047.00 (+14.68%)	$52,174 (+8.21%) Land $22,800 Building $29,374	$130,435 (+8.21%) Land $57,000 Building $73,435
2024	$1,785.00 (+33.31%)	$48,214 (+34.23%) Land $22,800 Building $25,414	$120,535 (+34.23%) Land $57,000 Building $63,535
2023	$1,339.00 (+8.33%)	$35,920 (+18.47%) Land $17,600 Building $18,320	$89,800 (+18.47%) Land $44,000 Building $45,800
2022	$1,236.00	$30,320 Land $12,000 Building $18,320	$75,800 Land $30,000 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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