4221 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4221 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,093 sqft · built 2021
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$368,383 (Aug 2021)
Tax Bill$1,598 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN120J M 005

Property Details

APN / Parcel Number

Primary APN120J M 005
Alternative APN
  • 0000384996

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,093 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384996
Street Address4221 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 47 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number47
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4221 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 17, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Document Number2021081100137
Deed Book / Page12604 / 814
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 11, 2021
Property Address4221 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000137
Book / Page12604 / 814
Map ReferenceMB 109 PG 24
Instrument DateJul 30, 2021
Instrument2021081100137
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,363.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4221 INLET LOOP, FORT MILL, SC 29707

Mortgage

Document Number0012604816
DateAug 11, 2021
Instrument12604/816
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 17, 2020
Property Address4221 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0317000076
Book / Page011940 / 000219
Instrument DateMar 13, 2020
Instrument200317000076
Transaction TypeConstruction Loan
Record UpdatedJun 16, 2020
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
Tax$194.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 19015 CHATTANOOGA TN 374169015, CHATTANOOGA, TN 37416-9015

Mortgage

Document Number317000077
DateMar 17, 2020
Book Page011940/000221
Instrument200317000077
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 16, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,598.00 (-5.22%)$105,475 (+39.89%)$421,900 (+39.89%) Land $50,000 Building $371,900
2024$1,686.00$75,400 (-)$301,600 (-) Land $50,000 Building $251,600
2023$1,686.00$75,400 (-)$301,600 (-) Land $50,000 Building $251,600
2022$1,686.00$75,400$301,600 Land $50,000 Building $251,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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