Hamilton County property record for 4225 Inlet Loop, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,328 sqft · built 2020 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,200 (Dec 2020) |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J M 006 |
| Primary APN | 120J M 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384997 |
|---|---|
| Street Address | 4225 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 46 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017 |
| Legal Subdivision | WATERSTONE RIDGE SUB |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4225 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Mar 23, 2020 | Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Sep 7, 2018 | Loan Modification, Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 2020121100078 |
| Deed Book / Page | 12271 / 483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 11, 2020 |
| Property Address | 4225 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 1211000078 |
| Book / Page | 012271 / 000483 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 201211000078 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4225 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070 |
| Document Number | 1211000079 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 012271/000485 |
| Instrument | 201211000079 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 23, 2020 |
| Property Address | 4225 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0323000063 |
| Book / Page | 011945 / 000561 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 200323000063 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $194.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 19015 CHATTANOOGA TN 374169015, CHATTANOOGA, TN 37416-9015 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4225 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 1024000198 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 27 MORNING GLORY DR RINGGOLD GA 307362600, RINGGOLD, GA 30736-2600 |
| Document Number | 1024000198 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 011485/000738 |
| Instrument | 181024000198 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Oct 23, 2019 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,861.00 (-0.11%) | $122,825 (+47.45%) | $491,300 (+47.45%) Land $50,000 Building $441,300 |
| 2024 | $1,863.00 | $83,300 (-) | $333,200 (-) Land $50,000 Building $283,200 |
| 2023 | $1,863.00 | $83,300 (-) | $333,200 (-) Land $50,000 Building $283,200 |
| 2022 | $1,863.00 | $83,300 | $333,200 Land $50,000 Building $283,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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