4164 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4164 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,516 sqft · built 2022
Owner	Individual Name on File
Last Sale	$470,545 (Jul 2022)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K D 001`

Property Details

APN / Parcel Number

Primary APN	`120K D 001`
Alternative APN	`0000391460`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,516 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391460
Street Address	4164 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 86 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	86
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K D 001

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4164 INLET LOOP, CHATTANOOGA, TN 37416-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2022071100250
Deed Book / Page	13020 / 877
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 11, 2022
Property Address	4164 INLET LOOP, CHATTANOOGA, TN 37416-3086
Document Number	0000000250
Book / Page	13020 / 877
Map Reference	MB 122 PG 15
Instrument Date	Jul 08, 2022
Instrument	2022071100250
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,741.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4164 INLET LOOP, CHATTANOOGA, TN 37416-3086

Mortgage

Document Number	0130200880
Date	Jul 11, 2022
Instrument	13020-0880

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (-15.18%)	$128,325 (+25.16%)	$513,300 (+25.16%) Land $50,000 Building $463,300
2024	$2,293.00	$102,525 (-)	$410,100 (-) Land $50,000 Building $360,100
2023	$2,293.00 (+721.86%)	$102,525 (+720.2%)	$410,100 (+720.2%) Land $50,000 Building $360,100
2022	$279.00	$12,500	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.