4224 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4224 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,020 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$324,900 (Mar 2021)
Tax Bill$1,508 (2025)
Deeds & MortgagesMar 2021 Sale
May 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN120J L 010

Property Details

APN / Parcel Number

Primary APN120J L 010
Alternative APN
  • 0000384985

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,020 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384985
Street Address4224 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 24 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number24
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract11411

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4224 INLET LOOP, CHATTANOOGA, TN 37416-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Warranty Deed, Subdivision Related Transfer
APL WARRANTY TITLE LLC, WARRANTY TITLE LLC
May 20, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleMay 20, 2020 · Amount on Record
Deed Document Number2021030100170
Deed Book / Page12374 / 307
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 1, 2021
Property Address4224 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0000000170
Book / Page12374 / 307
Map ReferenceMB 109 PG 24
Instrument DateFeb 25, 2021
Instrument2021030100170
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyAPL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,202.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4224 INLET LOOP, CHATTANOOGA, TN 37416-3071

May 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 20, 2020
Property Address4224 INLET LOOP, CHATTANOOGA, TN 37416-3071
Document Number0520000076
Book / Page012007 / 000664
Instrument DateApr 28, 2020
Instrument200520000076
Transaction TypeConstruction Loan
Record UpdatedJul 17, 2020
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6143 OOLTEWAH GEORGETOWN RD OOLTEWAH TN 373635656, OOLTEWAH, TN 37363-5656

Mortgage

Document Number520000077
DateMay 20, 2020
Book Page012007/000666
Instrument200520000077
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 19, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,508.00 (-12.68%)$99,500 (+28.89%)$398,000 (+28.89%) Land $50,000 Building $348,000
2024$1,727.00$77,200 (-)$308,800 (-) Land $50,000 Building $258,800
2023$1,727.00$77,200 (-)$308,800 (-) Land $50,000 Building $258,800
2022$1,727.00$77,200$308,800 Land $50,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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