Hamilton County property record for 4205 Inlet Loop, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,260 sqft · built 2022 |
| Lot Size | 0.166 acres (7,239 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,850 (Aug 2022) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J M 001 |
| Primary APN | 120J M 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,239 sqft (0.166 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384992 |
|---|---|
| Street Address | 4205 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 51 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017 |
| Legal Subdivision | WATERSTONE RIDGE SUB |
| Legal Lot Number | 51 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4205 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST VOLUNTEER BANK |
| Aug 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Oct 1, 2020 | Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Deed Document Number | 202263 |
| Deed Book / Page | 13060 / 940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4205 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000170 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 12717/5 |
| Instrument | 2021110200170 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Feb 10, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 17, 2022 |
| Property Address | 4205 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0000000063 |
| Book / Page | 13060 / 940 |
| Map Reference | MB 109 PG 24 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022081700063 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,727.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4025 LNLET LOOP, CHATTANOOGA, TN 37416 |
| Document Number | 0130600944 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 13060-0944 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 1, 2020 |
| Property Address | 4025 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 1001000127 |
| Book / Page | 012174 / 000060 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 201001000127 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 19015 CHATTANOOGA TN 374169015, CHATTANOOGA, TN 37416-9015 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,726.00 (-7.65%) | $113,875 (+36.25%) | $455,500 (+36.25%) Land $50,000 Building $405,500 |
| 2024 | $1,869.00 | $83,575 (-) | $334,300 (-) Land $50,000 Building $284,300 |
| 2023 | $1,869.00 (+569.89%) | $83,575 (+568.6%) | $334,300 (+568.6%) Land $50,000 Building $284,300 |
| 2022 | $279.00 | $12,500 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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