Hamilton County property record for 4213 Inlet Loop, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,052 sqft · built 2021 |
| Lot Size | 0.139 acres (6,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $864,900 (Oct 2021) |
| Tax Bill | $1,607 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J M 003 |
| Primary APN | 120J M 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,082 sqft (0.139 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384994 |
|---|---|
| Street Address | 4213 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017 |
| Legal Subdivision | WATERSTONE RIDGE SUB |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4213 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Feb 4, 2021 | Affidavit, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INSURANCE CO |
| Oct 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Oct 7, 2020 · Amount on Record |
| Deed Document Number | 20211014104 |
| Deed Book / Page | 12691 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 14, 2021 |
| Property Address | 4213 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0000000104 |
| Book / Page | 12691 / 128 |
| Map Reference | MB 109 PG 24 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021101400104 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DBA WARRANTY TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.13 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4213 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0012691130 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 12691/130 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 4, 2021 |
| Property Address | 4213 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0000000119 |
| Book / Page | 12343 / 428 |
| Map Reference | MB 109 PG 24 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021020400119 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 7, 2020 |
| Property Address | 4213 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 1007000087 |
| Book / Page | 012182 / 000809 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 201007000087 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 28, 2020 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $194.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6143 OOLTEWAH GEORGETOWN RD OOLTEWAH TN 373635656, OOLTEWAH, TN 37363-5656 |
| Investor | Possibly a Property Investor |
| Document Number | 1007000088 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 012182/000811 |
| Instrument | 201007000088 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,607.00 (-3.54%) | $106,075 (+42.38%) | $424,300 (+42.38%) Land $50,000 Building $374,300 |
| 2024 | $1,666.00 | $74,500 (-) | $298,000 (-) Land $50,000 Building $248,000 |
| 2023 | $1,666.00 | $74,500 (-) | $298,000 (-) Land $50,000 Building $248,000 |
| 2022 | $1,666.00 | $74,500 | $298,000 Land $50,000 Building $248,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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