4229 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4229 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,522 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$326,961 (May 2020)
Tax Bill$1,651 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN120J M 007

Property Details

APN / Parcel Number

Primary APN120J M 007
Alternative APN
  • 0000384999

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,522 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384999
Street Address4229 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 45 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number45
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4229 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 8, 2020Warranty Deed, Subdivision Related Transfer
QUICKEN LNS
Nov 19, 2019Warranty Deed, Construction Loan · Line of Credit
FIRST VOLUNTEER BK
Sep 7, 2018Loan Modification, Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2020 · Amount on Record
Deed SaleMay 8, 2020 · Amount on Record
Prior SaleNov 19, 2019 · Amount on Record
Deed Document Number2020050800075
Deed Book / Page11995 / 398
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4229 INLET LOOP, CHATTANOOGA, TN 37416-3070
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000067
DateAug 16, 2021
Book Page12609/714
Instrument2021081600067
Lender
NameROCKET MORTGAGE LLC
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 8, 2020
Property Address4229 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0508000075
Book / Page011995 / 000398
Instrument DateMay 6, 2020
Instrument200508000075
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 17, 2020
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4229 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number508000076
DateMay 8, 2020
Book Page011995/000400
Instrument200508000076
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

November 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 19, 2019
Property Address4229 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number1119000075
Book / Page011824 / 000099
Instrument DateNov 15, 2019
Instrument191119000075
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2019
Title CompanyWARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

AmountAmount Recorded
Tax$203.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6143 OOLTEWAH GEORGETOWN RD OOLTEWAH TN 373635656, OOLTEWAH, TN 37363-5656

Mortgage

Document Number1119000076
DateNov 19, 2019
Book Page011824/000101
Instrument191119000076
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueNov 18, 2021
Interest
Rate TypeAdjustable Rate

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address4229 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number1024000198
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MORNING GLORY DR RINGGOLD GA 307362600, RINGGOLD, GA 30736-2600

Mortgage

Document Number1024000198
DateOct 24, 2018
Book Page011485/000738
Instrument181024000198
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
AmountAmount Recorded
Term12 Months
DueOct 23, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,651.00 (-12.55%)$108,975 (+29.12%)$435,900 (+29.12%) Land $50,000 Building $385,900
2024$1,888.00$84,400 (-)$337,600 (-) Land $50,000 Building $287,600
2023$1,888.00$84,400 (-)$337,600 (-) Land $50,000 Building $287,600
2022$1,888.00$84,400$337,600 Land $50,000 Building $287,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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