422 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 422 Main St, Franklin, NY 13775

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5,262 sqft · built 1965
Lot Size0.306 acres (13,365 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (May 2018)
Tax Bill$6,707 (2026)
Deeds & MortgagesMay 2018 Sale
Flood ZoneZone X (minimal risk)
APN123201 97.12-3-9

Property Details

APN / Parcel Number

Primary APN123201 97.12-3-9
Alternative APNs
  • 32010970120003009000
  • 06401183008

Interior

Stories2 Stories
Building Area5,262 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRustic
Exterior MaterialWood
Lot Area13,365 sqft (0.306 acres)
Lot Dimensions81 ft deep x 165 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number06401183008
Street Address422 MAIN ST
CityFRANKLIN
StateNY
Zip13775
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionWM/MARYLAND KELSEY
Legal Block3
Legal Lot Number9.000
JurisdictionDELAWARE NY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3009
Census Tract970300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Franklin Village Historic District
listed 1984 · 247 contributing resources · NRIS 84002220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

422 Main St, a commercial property, is owned by two individuals who bought it in May 2018.

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 MAIN ST, ANDES, NY 13731
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2018 · Amount on File
Deed SaleMay 15, 2018 · Amount on File
Prior SaleAug 5, 2005 · Amount on File
Deed Document Number20184347
Deed Book / Page1556 / 106
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateMay 15, 2018
Property Address422 MAIN ST, FRANKLIN, NY 13775
Document Number001556/106
Book / Page1556 / 106
Instrument DateApr 20, 2018
Instrument000000004347
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 MAIN ST, ANDES, NY 13731

Tax Assessment & Valuation

The 2026 property tax bill for 422 Main St was $6,707, up 1.2% from the year before.

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionFranklin Town
MunicipalityFranklin Village
Unified School DistrictFranklin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,707.00 (+1.24%)
2025$6,625.00$200,000 Land $25,000 Building $175,000$298,507 Land $37,313 Building $261,194
2023$200,000 (-) Land $25,000 Building $175,000$263,158 (+23.68%) Land $32,895 Building $230,263
2022$200,000 Land $25,000 Building $175,000$212,766 Land $26,596 Building $186,170
2021$2,268.00 (-50.56%)
2020$4,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2013 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN VILLAGE
serves 481 people · EPA ID NY1200262
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delhi Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Main St

Nearby Streets

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