Delaware County and Franklin Town property record for 354 Main St, Franklin, NY 13775
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,220 sqft · built 1822 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,378 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123201 97.12-3-14 |
| Primary APN | 123201 97.12-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1822 |
|---|---|
| Effective Year Built | Effective 1822 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 240 ft deep x 129 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 06401152008 |
|---|---|
| Street Address | 354 MAIN ST |
| City | FRANKLIN |
| State | NY |
| Zip | 13775-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVERETT L MACKEY |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
354 Main St, a single family home, is owned by two individuals.
Source: Delaware County and Franklin Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 717 NASHVILLE AVE, 4, NEW ORLEANS, LA 70115-3251 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 354 MAIN ST, FRANKLIN, NY 13775-3040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002141/0000000212 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 0000002141/0000000212 |
| Instrument | 000000006255 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 354 Main St was $7,378, up 1.2% from the year before.
Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Franklin Town |
| Municipality | Franklin Village |
| Unified School District | Franklin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,378.00 (+1.23%) | ||
| 2025 | $7,288.00 | $220,000 Land $22,000 Building $198,000 | $328,358 Land $32,836 Building $295,522 |
| 2023 | $220,000 (-) Land $22,000 Building $198,000 | $289,474 (+23.68%) Land $28,947 Building $260,527 | |
| 2022 | $220,000 Land $22,000 Building $198,000 | $234,043 Land $23,404 Building $210,639 | |
| 2021 | $1,982.00 (-50.56%) | ||
| 2020 | $4,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 354 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2006–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 354 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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