398 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 398 Main St, Franklin, NY 13775 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,569 sqft · built 1890
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jan 2008)
Tax Bill$5,930 (2025)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN123201 97.12-3-10

Property Details

APN / Parcel Number

Primary APN123201 97.12-3-10
Alternative APNs
  • 32010970120003010000
  • 06401163008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,569 sqft Living Area
Upper Floors Area558 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area130,680 sqft (3 acres)
Lot Dimensions1,000 ft deep x 159 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area751 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number06401163008
Street Address398 MAIN ST
CityFRANKLIN
StateNY
Zip13775-7720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMER B COLE
Legal Block3
Legal Lot Number10.000
JurisdictionDELAWARE NY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3009
Census Tract970300

Owner

Source: Delaware County and Franklin Town records · APN 123201 97.12-3-10

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 238, FRANKLIN, NY 13775-0238
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2008 · Amount on Record
Deed SaleJan 21, 2008 · Amount on Record
Deed Book / Page1201 / 188
Record UpdatedJun 08, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELAWARE NY
Recording DateSep 17, 2018
Property Address398 MAIN ST, FRANKLIN, NY 13775-7720
Document Number001568/297
Book / Page1568 / 297
Instrument DateAug 22, 2018
Instrument000000007501
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address162, KINGSTON, NY 12401

Tax Assessment & Valuation

Source: Delaware County and Franklin Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionFranklin Town
MunicipalityFranklin Village
Unified School DistrictFranklin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,930.00 (+6.98%)$179,000 (-) Land $30,000 Building $149,000$267,164 (+13.43%) Land $44,776 Building $222,388
2023$179,000 (-) Land $30,000 Building $149,000$235,526 (+23.68%) Land $39,474 Building $196,052
2022$179,000 Land $30,000 Building $149,000$190,426 Land $31,915 Building $158,511
2021$5,543.00 (+5.84%)
2020$5,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2013, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delhi Telephone CompanyFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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