397 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 397 Main St, Franklin, NY 13775

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,448 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Apr 2026)
Tax Bill	$4,058 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`123201 97.12-2-13`

Property Details

APN / Parcel Number

Primary APN	`123201 97.12-2-13`
Alternative APNs	`32010970120002013000` `06401140008`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,448 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 125 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	06401140008
Street Address	397 MAIN ST
City	FRANKLIN
State	NY
Zip	13775-3041
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WM/LINDA RYAN
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1029
Census Tract	970300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Village Historic District listed 1984 · 247 contributing resources · NRIS 84002220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County and Franklin Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer
Apr 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage DOUBLE BACKFLIP LLC
Jun 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Mar 13, 2023	Warranty Deed, Transfer
May 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	20261907
Deed Book / Page	1847 / 271
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 1, 2026
Property Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Document Number	001847/271
Book / Page	1847 / 271
Instrument Date	Feb 14, 2026
Instrument	20261907
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MAIN ST, FRANKLIN, NY 13775-3041

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002474/126
Date	Apr 23, 2024
Book Page	2474/126
Instrument	2688

Lender

Name	DOUBLE BACKFLIP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002437/239
Date	Jun 15, 2023
Book Page	2437/239
Instrument	3746

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Mar 13, 2023
Property Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Document Number	0001744/12
Book / Page	1744 / 12
Instrument Date	Mar 8, 2023
Instrument	1690
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 VAN BUREN ST # 1, 1, BROOKLYN, NY 11221-1911

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	May 6, 2022
Property Address	397 MAIN ST, FRANKLIN, NY 13775-3041
Document Number	0001711/53
Book / Page	1711 / 53
Instrument Date	Apr 10, 2022
Instrument	3529
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 STATE HIGHWAY 357, FRANKLIN, NY 13775-3023

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Municipality	Franklin Village
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,058.00 (+1.25%)
2025	$4,008.00 (+117.94%)	$121,000 (-) Land $19,000 Building $102,000	$180,597 (+13.43%) Land $28,358 Building $152,239
2023		$121,000 (-) Land $19,000 Building $102,000	$159,211 (+23.68%) Land $25,000 Building $134,211
2022		$121,000 Land $19,000 Building $102,000	$128,723 Land $20,213 Building $108,510
2021	$1,839.00 (-50.56%)
2020	$3,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN VILLAGE serves 481 people · EPA ID NY1200262
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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