42 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 42 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,407 sqft · built 2016
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,474 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0023.0000`
Alternative APNs	`31-18-8G-0023.0000` `01800010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,407 sqft Living Area
1st Floor Area	3,704 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01800010
Street Address	42 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-4498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 OR .85 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	72
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

42 Falling Water Ln is owned and occupied by two individuals.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNWLT BK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CMNWLT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	42 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000789620
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 FALLING WATER LN MORGANTOWN WV 265084498, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000789620
Date	Apr 28, 2020
Book Page	002347/000775
Instrument	789620

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	42 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000795616
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 FALLING WATER LN MORGANTOWN WV 265084498, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000795616
Date	Jul 9, 2020
Book Page	002366/000457
Instrument	795616

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 42 Falling Water Ln was $4,474, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00 (-0.07%)	$419,100 (-) Land $88,740 Building $330,360	$698,500 (-) Land $147,900 Building $550,600
2025	$4,477.00	$419,100 Land $88,740 Building $330,360	$698,500 Land $147,900 Building $550,600
2023	$4,177.00 (+5.85%)	$390,600 (+1.42%) Land $88,740 Building $301,860	$651,000 (+1.42%) Land $147,900 Building $503,100
2022	$3,946.00	$385,140 Land $88,740 Building $296,400	$641,900 Land $147,900 Building $494,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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