43 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 43 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 7,496 sqft · built 2011
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$1,235,000 (May 2022)
Tax Bill	$6,450 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0029.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0029.0000`
Alternative APNs	`31-18-8G-0029.0000` `01800010`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	7,496 sqft Living Area
1st Floor Area	4,206 sqft
Basement Area	2,188 sqft
Finished Basement	2,188 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	43 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 78 OR .88 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	78
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

43 Falling Water Ln is owned and occupied by an individual who bought it in May 2022.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 2, 2019	Grant Deed, Transfer WELLS FARGO BK
Jul 23, 2017	Deed of Trust, Mortgage · Line of Credit CLEAR MTN BK
May 12, 2017	Deed of Trust, Mortgage · Line of Credit CLEAR MTN BK
May 5, 2017	Deed of Trust, Mortgage · Line of Credit CLEAR MTN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	2022866551
Deed Book / Page	1773 / 419
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	May 26, 2022
Property Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000866551
Book / Page	1773 / 419
Map Reference	CAB 5 ENV 56A
Instrument Date	May 17, 2022
Instrument	866551
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000866552
Date	May 26, 2022
Instrument	866552

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.1%
Index	Other
Margin	3
Max Rate	8.1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jul 2, 2019
Property Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000764325
Book / Page	001675 / 000787
Instrument Date	Jun 12, 2019
Instrument	764325
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,070.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 FALLING WATER LN MORGANTOWN WV 265088653, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	764326
Date	Jul 2, 2019
Book Page	002299/000761
Instrument	764326

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000694356
Book / Page	002197 / 000169
Instrument Date	Jul 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FALLING WATER LN MORGANTOWN WV 265088653, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000694356
Date	Aug 4, 2017
Book Page	002197/000169
Instrument	694356

Lender

Name	CLEAR MTN BK
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000686470
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 FALLING WATER LN MORGANTOWN WV 265088653, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000686470
Date	May 19, 2017
Book Page	002183/000775
Instrument	686470

Lender

Name	CLEAR MTN BK
Type	Bank
Address	BRUCETON MILLS, WV 26525-0205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	43 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000686467
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FALLING WATER LN MORGANTOWN WV 265088653, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000686467
Date	May 19, 2017
Book Page	002183/000762
Instrument	686467

Lender

Name	CLEAR MTN BK
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 43 Falling Water Ln was $6,450, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,450.00 (-0.08%)	$604,200 (-) Land $89,040 Building $515,160	$1,007,000 (-) Land $148,400 Building $858,600
2025	$6,455.00	$604,200 Land $89,040 Building $515,160	$1,007,000 Land $148,400 Building $858,600
2023	$5,630.00 (+5.97%)	$526,440 (+1.53%) Land $89,040 Building $437,400	$877,400 (+1.53%) Land $148,400 Building $729,000
2022	$5,313.00	$518,520 Land $89,040 Building $429,480	$864,200 Land $148,400 Building $715,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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