37 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 37 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,431 sqft · built 2010
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jun 2023)
Tax Bill	$5,602 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0026.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0026.0000`
Alternative APNs	`31-18-8G-0026.0000` `01800010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,431 sqft Living Area
1st Floor Area	6,198 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01800010
Street Address	37 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 75 OR .98 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	75
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

37 Falling Water Ln is owned and occupied by an individual who bought it in June 2023.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK
Jun 12, 2023	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Jan 10, 2011 · Amount on File
Deed Document Number	2023900240
Deed Book / Page	1814 / 648
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000845058
Date	Oct 5, 2021
Book Page	2473/468
Instrument	845058

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000860939
Date	Mar 29, 2022
Book Page	2506/25
Instrument	860939

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jun 12, 2023
Property Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000900240
Book / Page	1814 / 648
Instrument Date	Apr 10, 2023
Instrument	900240
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000900241
Date	Jun 12, 2023
Instrument	900241

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 37 Falling Water Ln was $5,602, up 6.9% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,602.00 (+6.95%)	$524,760 (+7.02%) Land $89,940 Building $434,820	$874,600 (+7.02%) Land $149,900 Building $724,700
2025	$5,238.00	$490,320 Land $89,940 Building $400,380	$817,200 Land $149,900 Building $667,300
2023	$3,857.00 (+5.9%) Homeowner's exemption	$380,640 (+1.39%) Land $89,940 Building $290,700	$634,400 (+1.39%) Land $149,900 Building $484,500
2022	$3,642.00 Homeowner's exemption	$375,420 Land $89,940 Building $285,480	$625,700 Land $149,900 Building $475,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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