39 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 39 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,990 sqft · built 2011
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Sep 2010)
Tax Bill	$5,470 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0027.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0027.0000`
Alternative APNs	`31-18-8G-0027.0000` `01800010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	6,990 sqft Living Area
1st Floor Area	5,966 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	35,719 sqft (0.82 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01800010
Street Address	39 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 76 OR .82 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	76
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

39 Falling Water Ln is owned and occupied by two individuals who bought it in September 2010.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Aug 11, 2017	Deed of Trust, Mortgage · Conventional with PMI NVR MTG FIN
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2010 · Amount on File
Deed Sale	Sep 22, 2010 · Amount on File
Deed Document Number	2010383705
Deed Book / Page	1421 / 47
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000914179
Date	Nov 27, 2023
Book Page	1832/753
Instrument	914179

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789447
Date	Apr 27, 2020
Book Page	2347/370
Instrument	789447

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000695004
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1106 BEAR CREEK DR MORGANTOWN WV 265084544, MORGANTOWN, WV 26508-4544

Mortgage

Document Number	0000695004
Date	Aug 11, 2017
Book Page	002198/000033
Instrument	695004

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	39 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000695005
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 FALLING WATER LN MORGANTOWN WV 26508, MORGANTOWN, WV 26508

Mortgage

Document Number	0000695005
Date	Aug 11, 2017
Book Page	002198/000045
Instrument	695005

Lender

Name	CLEARVIEW FCU
Type	Credit Union
Address	MOON TOWNSHIP, PA 15108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 39 Falling Water Ln was $5,470, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,470.00 (-0.05%)	$512,340 (-) Land $88,500 Building $423,840	$853,900 (-) Land $147,500 Building $706,400
2025	$5,473.00	$512,340 Land $88,500 Building $423,840	$853,900 Land $147,500 Building $706,400
2023	$4,628.00 (+5.88%)	$432,720 (+1.45%) Land $88,500 Building $344,220	$721,200 (+1.45%) Land $147,500 Building $573,700
2022	$4,371.00	$426,540 Land $88,500 Building $338,040	$710,900 Land $147,500 Building $563,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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