44 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 44 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,880 sqft · built 2013
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2018)
Tax Bill	$4,776 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0024.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0024.0000`
Alternative APN	`31-18-8G-0024.0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,880 sqft Living Area
1st Floor Area	6,466 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	33,541 sqft (0.77 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	44 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-4498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 OR .77 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	73
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

44 Falling Water Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Sep 21, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Jun 18, 2018	Grant Deed, Transfer HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2018726649
Deed Book / Page	1629 / 561
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000896352
Date	Apr 26, 2023
Book Page	2560/325
Instrument	896352

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000896252
Date	Apr 26, 2023
Book Page	2560/325
Instrument	896252

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000802963
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 FALLING WATER LN MORGANTOWN WV 265084498, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000802963
Date	Sep 28, 2020
Book Page	002384/000338
Instrument	802963

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jun 18, 2018
Property Address	44 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000726649
Book / Page	001629 / 000561
Instrument Date	May 7, 2018
Instrument	726649
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	FALLING WATER LN MORGANTOWN WV 26508, MORGANTOWN, WV 26508

Mortgage

Document Number	726650
Date	Jun 18, 2018
Book Page	002242/000601
Instrument	726650

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.17%

Tax Assessment & Valuation

The 2026 property tax bill for 44 Falling Water Ln was $4,776, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,776.00 (-0.06%)	$447,360 (-) Land $88,020 Building $359,340	$745,600 (-) Land $146,700 Building $598,900
2025	$4,779.00	$447,360 Land $88,020 Building $359,340	$745,600 Land $146,700 Building $598,900
2023	$4,310.00 (+5.87%)	$402,960 (+1.42%) Land $88,020 Building $314,940	$671,600 (+1.42%) Land $146,700 Building $524,900
2022	$4,071.00	$397,320 Land $88,020 Building $309,300	$662,200 Land $146,700 Building $515,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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