46 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 46 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,824 sqft · built 2018
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$801,855 (Aug 2018)
Tax Bill	$5,152 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0033.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0033.0000`
Alternative APN	`31-18-8G-0033.0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,824 sqft Living Area
1st Floor Area	4,324 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	34,412 sqft (0.79 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	46 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-4498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A OR 0.79 AC FALLING WATER SUBDIV PHASE 2
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	1A
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

46 Falling Water Ln is owned and occupied by two individuals who acquired it in September 2019.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 7, 2019	Quit Claim Deed, Mortgage BANK OF AMERICA
Oct 15, 2018	Grant Deed, Subdivision Related Transfer OTHER
Aug 2, 2018	Grant Deed, Subdivision Related Transfer NVR MTG FIN
Nov 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	2018731485
Deed Book / Page	1635 / 811
Last Transfer Date	Sep 24, 2019
Transfer Doc	0000773457
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	0000828271
Date	May 21, 2021
Book Page	2441/337
Instrument	828271

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONONGALIA WV
Recording Date	Oct 7, 2019
Property Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000773457
Book / Page	001684 / 000319
Instrument Date	Sep 24, 2019
Instrument	773457
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	TITLE 365-CORAOPOLIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 FALLING WATER LN MORGANTOWN WV 265084498, MORGANTOWN, WV 26508-4498

Mortgage

Document Number	773458
Date	Oct 7, 2019
Book Page	002315/000490
Instrument	773458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Oct 15, 2018
Property Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000739269
Book / Page	001644 / 000354
Instrument Date	Oct 9, 2018
Instrument	739269
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,528.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FALLING WATER LN MORGANTOWN WV 26508, MORGANTOWN, WV 26508

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 2, 2018
Property Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000731485
Book / Page	001635 / 000811
Instrument Date	Jul 27, 2018
Instrument	731485
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,528.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FALLING WATER LN MORGANTOWN WV 26508, MORGANTOWN, WV 26508

Mortgage

Document Number	731486
Date	Aug 2, 2018
Book Page	002252/000089
Instrument	731486

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 2, 2017
Property Address	46 FALLING WATER LN, MORGANTOWN, WV 26508-4498
Document Number	0000702906
Book / Page	001604 / 000470
Instrument Date	Nov 1, 2017
Instrument	702906
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$396.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 46 Falling Water Ln was $5,152, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,152.00 (-0.06%)	$482,580 (-) Land $88,200 Building $394,380	$804,300 (-) Land $147,000 Building $657,300
2025	$5,155.00	$482,580 Land $88,200 Building $394,380	$804,300 Land $147,000 Building $657,300
2023	$4,775.00 (+5.88%)	$446,520 (+1.46%) Land $88,200 Building $358,320	$744,200 (+1.46%) Land $147,000 Building $597,200
2022	$4,510.00	$440,100 Land $88,200 Building $351,900	$733,500 Land $147,000 Building $586,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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