45 Falling Water Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 45 Falling Water Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,238 sqft · built 2016
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jul 2023)
Tax Bill	$6,251 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-8G-0030.0000`

Property Details

APN / Parcel Number

Primary APN	`18-8G-0030.0000`
Alternative APN	`31-18-8G-0030.0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,238 sqft Living Area
1st Floor Area	3,564 sqft
Basement Area	1,482 sqft
Finished Basement	1,482 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	45 FALLING WATER LN
City	MORGANTOWN
State	WV
Zip	26508-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 OR 1.01 AC PHASE I SECTION D FALLING WATER SUB
Legal Subdivision	FALLING WATER SUB
Legal Lot Number	79
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11700

Owner

45 Falling Water Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Nov 24, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Deed Document Number	2023902720
Deed Book / Page	1817 / 669
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	45 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FALLING WATER LN, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	0000877746
Date	Sep 29, 2022
Book Page	2536/699
Instrument	877746

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 24, 2020
Property Address	45 FALLING WATER LN, MORGANTOWN, WV 26508-8653
Document Number	0000808509
Book / Page	001721 / 000426
Instrument Date	Nov 20, 2020
Instrument	808509
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,806.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 FALLING WATER LN MORGANTOWN WV 265088653, MORGANTOWN, WV 26508-8653

Mortgage

Document Number	808510
Date	Nov 24, 2020
Book Page	002398/000825
Instrument	808510

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 45 Falling Water Ln was $6,251, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,251.00 (-0.06%)	$585,540 (-) Land $90,120 Building $495,420	$975,900 (-) Land $150,200 Building $825,700
2025	$6,255.00	$585,540 Land $90,120 Building $495,420	$975,900 Land $150,200 Building $825,700
2023	$5,202.00 (+5.67%)	$486,360 (+1.24%) Land $90,120 Building $396,240	$810,600 (+1.24%) Land $150,200 Building $660,400
2022	$4,923.00	$480,420 Land $90,120 Building $390,300	$800,700 Land $150,200 Building $650,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Falling Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Falling Water Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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