4178 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4178 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,964 sqft · built 1964
Lot Size	3.12 acres (136,212 sqft)
Owner	2 Individual Names on File
Last Sale	$155,103 (Aug 2008)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-301-011`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-301-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	136,212 sqft (3.12 acres)
Lot Dimensions	792 ft deep x 172 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4178 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 SANDERS ESTATES LOT 24
Legal Range	09E
Legal Township	05N
Legal Section	26
Legal Subdivision	SANDERS ESTATES
Legal Lot Number	24
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6010
Census Tract	122400

Owner

4178 Ramsey Rd is owned and occupied by two individuals who bought it in August 2008.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4178 RAMSEY RD, OXFORD, MI 48371-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2008 · Amount on File
Deed Sale	Aug 13, 2008 · Amount on File
Prior Sale	May 16, 2006 · Amount on File
Deed Document Number	2008151169
Deed Book / Page	40523 / 751
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4178 RAMSEY RD, OXFORD, MI 48371-3900
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 RAMSEY RD, OXFORD, MI 48371-3900

Mortgage

Document Number	0000024094
Date	Jan 28, 2021
Book Page	55593/428
Instrument	24094

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4178 Ramsey Rd was $2,181 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (-47.04%) Homeowner's exemption	$168,140	$336,280
2024	$4,118.00
2023		$155,230	$310,460
2021	$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4178 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4178 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20