Oakland County property record for 4085 Ramsey Rd, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft · built 1964 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (May 2002) |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-26-152-006 |
| Primary APN | D-03-26-152-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 878 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4085 RAMSEY RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-3911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 26 S 440 FT OF E 200 FT OF W 790 FT OF NW 1/4 2.22 A D394J |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 122400 |
4085 Ramsey Rd is owned and occupied by two individuals who bought it in May 2002.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4085 RAMSEY RD, OXFORD, MI 48371-3911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2002 · Amount on File |
| Deed Sale | May 31, 2002 · Amount on File |
| Prior Sale | Aug 9, 1999 |
| Prior Transfer Date | Apr 20, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4085 RAMSEY RD, OXFORD, MI 48371-3911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4085 RAMSEY RD, OXFORD, MI 48371-3911 |
| Document Number | 0000170619 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 54719/199 |
| Instrument | 170619 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 4085 Ramsey Rd was $1,578 with a homeowner's exemption, down 47% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,578.00 (-47.05%) Homeowner's exemption | $132,080 | $264,160 |
| 2024 | $2,980.00 | ||
| 2023 | $121,950 | $243,900 | |
| 2021 | $2,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4085 Ramsey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4085 Ramsey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures