4085 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4085 Ramsey Rd, Oxford, MI 48371

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,288 sqft · built 1964
Lot Size2.22 acres (96,703 sqft)
Owner2 Individual Names on File
Last Sale$132,000 (May 2002)
Tax Bill$1,578 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND-03-26-152-006

Property Details

APN / Parcel Number

Primary APND-03-26-152-006

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area96,703 sqft (2.22 acres)
Garage Area400 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area168 sqft
Patio Area878 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4085 RAMSEY RD
CityOXFORD
StateMI
Zip48371-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT5N, R9E, SEC 26 S 440 FT OF E 200 FT OF W 790 FT OF NW 1/4 2.22 A D394J
Legal Range09E
Legal Township05N
Legal Section26
JurisdictionOAKLAND MI
Township / Civil DivisionBRANDON
Census Block Group6
Census Block6009
Census Tract122400

Owner

4085 Ramsey Rd is owned and occupied by two individuals who bought it in May 2002.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4085 RAMSEY RD, OXFORD, MI 48371-3911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2002 · Amount on File
Deed SaleMay 31, 2002 · Amount on File
Prior SaleAug 9, 1999
Prior Transfer DateApr 20, 1999
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4085 RAMSEY RD, OXFORD, MI 48371-3911
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 RAMSEY RD, OXFORD, MI 48371-3911

Mortgage

Document Number0000170619
DateAug 26, 2020
Book Page54719/199
Instrument170619
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4085 Ramsey Rd was $1,578 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBrandon Charter Township
Unified School DistrictBrandon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,578.00 (-47.05%) Homeowner's exemption$132,080$264,160
2024$2,980.00
2023$121,950$243,900
2021$2,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4085 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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