4280 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4280 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,356 sqft · built 1966
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Aug 2023)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-326-005`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-326-005`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)
Garage Area	484 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	566 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4280 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 PART OF NE 1/4 OF SW 1/4 BEG AT PT DIST S 89-36-00 E 1651.60 FT FROM W 1/4 COR, TH S 89-36-00 E 336.82 FT, TH S 00-15-59 E 387.98 FT, TH N 89-36-00 W 336.30 FT, TH N 00-20-35 W 387.99 FT TO BEG 3 A
Legal Range	09E
Legal Township	05N
Legal Section	26
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6010
Census Tract	122400

Owner

4280 Ramsey Rd is owned and occupied by two individuals who acquired it in October 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4280 RAMSEY RD, OXFORD, MI 48371-3930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 14, 2022	Intrafamily Transfer, Transfer
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Jan 24, 2001 · Amount on File
Deed Document Number	202388579
Deed Book / Page	58805 / 742
Last Transfer Date	Oct 16, 2023
Transfer Doc	0000115457
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 23, 2023
Property Address	4280 RAMSEY RD, OXFORD, MI 48371-3930
Document Number	0000115457
Book / Page	58955 / 500
Instrument Date	Oct 16, 2023
Instrument	115457
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4280 RAMSEY RD, OXFORD, MI 48371-3930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4280 RAMSEY RD, OXFORD, MI 48371-3930

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 14, 2023
Property Address	4280 RAMSEY RD, OXFORD, MI 48371-3930
Document Number	0000088579
Book / Page	58805 / 742
Instrument Date	Aug 9, 2023
Instrument	88579
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 W SWAN FALLS WAY, TUCSON, AZ 85757-6979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5856 WRENWATER DR, LITHIA, FL 33547-4856

Mortgage

Document Number	0058805746
Date	Aug 14, 2023
Instrument	58805/746

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 14, 2022
Property Address	4280 RAMSEY RD, OXFORD, MI 48371-3930
Document Number	0000396618
Book / Page	57850 / 295
Instrument Date	Apr 18, 2022
Instrument	396618
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 W SWAN WAY, 6415, TUCSON, AZ 85757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6415 W SWAN WAY, TUCSON, AZ 85757

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4280 RAMSEY RD, OXFORD, MI 48371-3930
Document Number	0000101249
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4280 RAMSEY RD OXFORD MI 483713930, OXFORD, MI 48371-3930

Mortgage

Document Number	0000101249
Date	Jun 15, 2018
Book Page	051910/000877
Instrument	101249

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 14, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4280 Ramsey Rd was $4,171 with a homeowner's exemption, down 47.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (-47.1%) Homeowner's exemption	$211,020	$422,040
2024	$7,884.00
2023		$163,150	$326,300
2021	$3,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4280 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4280 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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