Oakland County property record for 4090 Ramsey Rd, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,288 sqft · built 1967 |
| Lot Size | 3.1 acres (135,341 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-26-301-008 |
| Primary APN | D-03-26-301-008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 135,341 sqft (3.1 acres) |
| Lot Dimensions | 796 ft deep x 170 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 770 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4090 RAMSEY RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 26 SANDERS ESTATES LOT 21 |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 26 |
| Legal Subdivision | SANDERS ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 122400 |
4090 Ramsey Rd is owned and occupied by an individual who acquired it in July 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4090 RAMSEY RD, OXFORD, MI 48371-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit OXFORD BANK |
| Jul 25, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 0000419843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4090 RAMSEY RD, OXFORD, MI 48371-3941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4090 RAMSEY RD, OXFORD, MI 48371-3941 |
| Document Number | 0000440653 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 58093/813 |
| Instrument | 440653 |
| Name | OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MI 48371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 25, 2022 |
| Property Address | 4090 RAMSEY RD, OXFORD, MI 48371-3941 |
| Document Number | 0000419843 |
| Book / Page | 57981 / 441 |
| Map Reference | LB 98 PG 4 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 419843 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 RAMSEY RD, 4090, OXFORD, MI 48371-3941 |
| Name | Verified Name |
|---|---|
| Address | 4090 RAMSEY RD, OXFORD, MI 48371-3941 |
The 2025 property tax bill for 4090 Ramsey Rd was $2,110 with a homeowner's exemption, down 47.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,110.00 (-47.05%) Homeowner's exemption | $161,510 | $323,020 |
| 2024 | $3,985.00 | ||
| 2023 | $137,980 | $275,960 | |
| 2021 | $3,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4090 Ramsey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4090 Ramsey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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