4090 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4090 Ramsey Rd, Oxford, MI 48371

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,288 sqft · built 1967
Lot Size3.1 acres (135,341 sqft)
OwnerIndividual Name on File
Tax Bill$2,110 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APND-03-26-301-008

Property Details

APN / Parcel Number

Primary APND-03-26-301-008

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area135,341 sqft (3.1 acres)
Lot Dimensions796 ft deep x 170 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area770 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4090 RAMSEY RD
CityOXFORD
StateMI
Zip48371-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT5N, R9E, SEC 26 SANDERS ESTATES LOT 21
Legal Range09E
Legal Township05N
Legal Section26
Legal SubdivisionSANDERS ESTATES
Legal Lot Number21
JurisdictionOAKLAND MI
Township / Civil DivisionBRANDON
Census Block Group6
Census Block6010
Census Tract122400

Owner

4090 Ramsey Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4090 RAMSEY RD, OXFORD, MI 48371-3941
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage · Line of Credit
OXFORD BANK
Jul 25, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 21, 2022
Transfer Doc0000419843
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4090 RAMSEY RD, OXFORD, MI 48371-3941
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 RAMSEY RD, OXFORD, MI 48371-3941

Mortgage

Document Number0000440653
DateSep 8, 2022
Book Page58093/813
Instrument440653
Lender
NameOXFORD BANK
TypeBank
AddressOXFORD, MI 48371
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 25, 2022
Property Address4090 RAMSEY RD, OXFORD, MI 48371-3941
Document Number0000419843
Book / Page57981 / 441
Map ReferenceLB 98 PG 4
Instrument DateJul 21, 2022
Instrument419843
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 RAMSEY RD, 4090, OXFORD, MI 48371-3941

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 RAMSEY RD, OXFORD, MI 48371-3941

Tax Assessment & Valuation

The 2025 property tax bill for 4090 Ramsey Rd was $2,110 with a homeowner's exemption, down 47.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBrandon Charter Township
Unified School DistrictBrandon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,110.00 (-47.05%) Homeowner's exemption$161,510$323,020
2024$3,985.00
2023$137,980$275,960
2021$3,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4090 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4090 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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