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4190 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4190 Ramsey Rd, Oxford, MI 48371

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,330 sqft · built 1962
Lot Size2.68 acres (116,741 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (Nov 2010)
Tax Bill$2,441 (2025)
Deeds & MortgagesJun 2023 Transfer
Jul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APND-03-26-326-009

Property Details

APN / Parcel Number

Primary APND-03-26-326-009

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area4,330 sqft Living Area
1st Floor Area4,247 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Lot Area116,741 sqft (2.68 acres)
Garage Area936 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area258 sqft
Deck Area200 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4190 RAMSEY RD
CityOXFORD
StateMI
Zip48371-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT5N, R9E, SEC 26 PART OF NE 1/4 OF SW 1/4 BEG AT PT DIST S 89-36-00 E 1314.78 FT FROM W 1/4 COR, TH S 89-36-00 E 336.82 FT, TH S 00-20-35 E 272.77 FT, TH N 89-36-00 W 93.32 FT, TH S 00-20-35 E 103.22 FT, TH N 89-36-00 W 243 FT, TH N 00-25-11 W 376 FT
Legal Range09E
Legal Township05N
Legal Section26
JurisdictionOAKLAND MI
Township / Civil DivisionBRANDON
Census Block Group6
Census Block6010
Census Tract122400

Owner

4190 Ramsey Rd is owned and occupied by an individual who acquired it in June 2023.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4190 RAMSEY RD, OXFORD, MI 48371-3900
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Intrafamily Transfer, Transfer
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2010 · Amount on File
Deed SaleNov 12, 2010 · Amount on File
Prior SaleOct 22, 2009 · Amount on File
Deed Document Number2010202683
Deed Book / Page42547 / 798
Last Transfer DateJun 23, 2023
Transfer Doc0000067492
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 23, 2023
Property Address4190 RAMSEY RD, OXFORD, MI 48371-3900
Document Number0000067492
Book / Page58684 / 806
Instrument DateJun 23, 2023
Instrument67492
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4190 RAMSEY RD, OXFORD, MI 48371-3900

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4190 RAMSEY RD, OXFORD, MI 48371-3900

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4190 RAMSEY RD, OXFORD, MI 48371-3900
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4190 RAMSEY RD, OXFORD, MI 48371-3900

Mortgage

Document Number0000419429
DateJul 25, 2022
Book Page57978/717
Instrument419429
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressEAST LANSING, MI 48823
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4190 Ramsey Rd was $2,441 with a homeowner's exemption, down 47.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBrandon Charter Township
Unified School DistrictBrandon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,441.00 (-47.12%) Homeowner's exemption$278,530$557,060
2024$4,616.00
2023$262,240 (+17.09%)$524,480 (+17.09%)
2022$4,161.00 (+5.45%) Homeowner's exemption$223,960$447,920
2021$3,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4190 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4190 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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