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4144 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4144 Ramsey Rd, Oxford, MI 48371

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,388 sqft · built 1972
Lot Size3.09 acres (134,644 sqft)
Owner2 Individual Names on File
Last Sale$380,101 (Nov 2025)
Tax Bill$2,353 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APND-03-26-301-010

Property Details

APN / Parcel Number

Primary APND-03-26-301-010

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft
Basement Area1,388 sqft
Unfinished Basement1,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area134,644 sqft (3.09 acres)
Lot Dimensions792 ft deep x 170 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area332 sqft
Deck Area240 sqft
Patio Area335 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4144 RAMSEY RD
CityOXFORD
StateMI
Zip48371-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT5N, R9E, SEC 26 SANDERS ESTATES LOT 23
Legal Range09E
Legal Township05N
Legal Section26
Legal SubdivisionSANDERS ESTATES
Legal Lot Number23
JurisdictionOAKLAND MI
Township / Civil DivisionBRANDON
Census Block Group6
Census Block6010
Census Tract122400

Owner

4144 Ramsey Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address15566 HORGER AVE, ALLEN PARK, MI 48101-2740
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Warranty Deed, Transfer · Conventional Mortgage
LOANUNITED.COM LLC
Oct 3, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2025 · Amount on File
Deed SaleNov 4, 2025 · Amount on File
Prior SaleJan 3, 2013 · Amount on File
Deed Document Number2025140126
Deed Book / Page60680 / 279
Prior Transfer DateSep 20, 2017
Prior Transfer Doc0000182845
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 4, 2025
Property Address4144 RAMSEY RD, OXFORD, MI 48371-3900
Document Number20250140126
Book / Page60680 / 279
Map ReferenceLB 98 PG 4
Instrument DateOct 23, 2025
Instrument20250140126
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDREAM T&E AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,853.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4144 RAMSEY RD, OXFORD, MI 48371-3900

Transferred To (Grantee/Buyer)

NameVerified Name
Address15566 HORGER AVE, ALLEN PARK, MI 48101-2740

Mortgage

Document Number0060667254
DateNov 4, 2025
Instrument60667/254
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 3, 2017
Property Address4144 RAMSEY RD, OXFORD, MI 48371-3900
Document Number0000182845
Book / Page051132 / 000652
Instrument DateSep 20, 2017
Instrument182845
Transaction TypeTransfer
Record UpdatedNov 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4144 RAMSEY RD OXFORD MI 483713900, OXFORD, MI 48371-3900

Mortgage

Document Number160527
DateOct 3, 2017
Book Page051009/000022
Instrument160527
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4144 Ramsey Rd was $2,353 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBrandon Charter Township
Unified School DistrictBrandon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,353.00 (-47.04%) Homeowner's exemption$170,330 (+2.92%)$340,660 (+2.92%)
2024$4,443.00 (+5.69%) Homeowner's exemption$165,490 (+10.87%)$330,980 (+10.87%)
2023$4,204.00 Homeowner's exemption$149,260$298,520
2021$3,797.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4144 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4144 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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