4235 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4235 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,980 sqft · built 1976
Lot Size	2.49 acres (108,856 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2015)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-176-007`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-176-007`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,980 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	108,856 sqft (2.49 acres)
Lot Dimensions	320 ft deep x 339 ft wide
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	228 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4235 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 SCOTT'S ACRES PART OF LOT 1 BEG AT SW LOT COR, TH N 00-01-56 W 320.96 FT, TH S 89-44-23 E 338.65 FT, TH S 00-15-39 E 320.98 FT, TH N 89-44-23 W 339.93 FT TO BEG 7-8-03 FR 002
Legal Range	09E
Legal Township	05N
Legal Section	26
Legal Subdivision	SCOTT'S ACRES
Legal Lot Number	1
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6009
Census Tract	122400

Owner

4235 Ramsey Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4235 RAMSEY RD, OXFORD, MI 48371-3913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2015 · Amount on File
Deed Sale	Oct 2, 2015 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	2015197024
Deed Book / Page	48662 / 701
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4235 RAMSEY RD, OXFORD, MI 48371-3913
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4235 RAMSEY RD, OXFORD, MI 48371-3913

Mortgage

Document Number	0000118239
Date	May 4, 2021
Book Page	56182/649
Instrument	118239

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4235 RAMSEY RD, OXFORD, MI 48371-3913
Document Number	0000130436
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4235 RAMSEY RD OXFORD MI 483713913, OXFORD, MI 48371-3913

Mortgage

Document Number	0000130436
Date	Jul 6, 2020
Book Page	054450/000001
Instrument	130436

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4235 Ramsey Rd was $3,789 with a homeowner's exemption, down 47.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (-47.1%) Homeowner's exemption	$223,220	$446,440
2024	$7,163.00
2023		$190,630	$381,260
2021	$6,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4235 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4235 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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