416 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 416 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,399 sqft · built 1948
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Aug 2021)
Tax Bill	$19,253 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01902-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-01902-0000-00003`
Alternative APN	`510190200003`

Interior

Stories	2 Stories
Building Area	2,399 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	416 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.214 AC
Legal Block	1902
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2005
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	2021126919
Deed Book / Page	4316 / 1547
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 6, 2021
Property Address	416 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0043161547
Book / Page	4316 / 1547
Instrument Date	Jul 14, 2021
Instrument	2021126919
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	SUNNYSIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,824.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 PARK AVE, 84, MIDLAND PARK, NJ 07432-1455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	2021126920
Date	Aug 6, 2021
Instrument	2021126920

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	416 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0028192181
Book / Page	002819 / 002181
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 UPPER BLVD RIDGEWOOD NJ 074501504, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	0028192181
Date	Dec 26, 2017
Book Page	002819/002181

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2032

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,200 (-) Land $330,200 Building $336,000	$666,200 (-) Land $330,200 Building $336,000
2025	$19,253.00 (+0.73%)	$666,200 (-) Land $330,200 Building $336,000	$666,200 (-) Land $330,200 Building $336,000
2024	$19,113.00 (+4.98%)
2023		$666,200 Land $330,200 Building $336,000	$666,200 Land $330,200 Building $336,000
2022	$18,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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