415 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 415 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,246 sqft · built 1950
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jul 2012)
Tax Bill	$23,652 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-01903-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`51-01903-0000-00003-01`
Alternative APN	`51019030000000030001`

Interior

Stories	2 Stories
Building Area	2,246 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	415 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.413 AC
Legal Block	1903
Legal Lot Number	3.1
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTRUST BANK
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTRUST BANK
Jul 19, 2017	Deed of Trust, Mortgage FIRSTRUST BANK
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTRUST BANK
Jul 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTRUST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2012 · Amount on Record
Deed Sale	Jul 13, 2012 · Amount on Record
Prior Sale	Dec 17, 2001 · Amount on Record
Deed Document Number	201266768
Deed Book / Page	1094 / 866
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047310132
Date	Jul 1, 2022
Book Page	4731/132
Instrument	2022066920

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0042960931
Date	Jul 27, 2021
Book Page	4296/931
Instrument	2021120455

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026700858
Date	Jul 19, 2017
Book Page	02670/0858
Instrument	17-054340

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0035860311
Date	Apr 30, 2020
Book Page	3586/311
Instrument	20-044660

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	415 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0030720491
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0030720491
Date	Oct 4, 2018
Book Page	003072/000491
Instrument	70935

Lender

Name	FIRSTRUST BK
Type	Bank
Address	HORSHAM, PA 19044-2201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$818,400 (-) Land $383,800 Building $434,600	$818,400 (-) Land $383,800 Building $434,600
2025	$23,652.00 (+0.74%)	$818,400 (-) Land $383,800 Building $434,600	$818,400 (-) Land $383,800 Building $434,600
2024	$23,479.00 (+4.98%)
2023		$818,400 Land $383,800 Building $434,600	$818,400 Land $383,800 Building $434,600
2022	$22,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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