422 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 422 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,707 sqft · built 1947
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$667,000 (Aug 2010)
Tax Bill	$21,215 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-01902-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`51-01902-0000-00002`
Alternative APN	`510190200002`

Interior

Stories	2 Stories
Building Area	2,707 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	155 ft deep x 78 ft wide

Location & Zoning

Street Address	422 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.278 AC
Legal Block	1902
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2005
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2010 · Amount on Record
Deed Sale	Aug 24, 2010 · Amount on Record
Prior Sale	Sep 25, 1997
Deed Document Number	20105081703
Deed Book / Page	508 / 1703
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	422 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040940636
Date	Apr 21, 2021
Book Page	4094/636
Instrument	2021061485

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	422 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0033762160
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 UPPER BLVD RIDGEWOOD NJ 074501504, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	0033762160
Date	Oct 16, 2019
Book Page	003376/002160
Instrument	69036

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,100 (-) Land $356,700 Building $377,400	$734,100 (-) Land $356,700 Building $377,400
2025	$21,215.00 (+0.73%)	$734,100 (-) Land $356,700 Building $377,400	$734,100 (-) Land $356,700 Building $377,400
2024	$21,061.00 (+4.98%)
2023		$734,100 Land $356,700 Building $377,400	$734,100 Land $356,700 Building $377,400
2022	$20,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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