428 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 428 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 1956
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Dec 2018)
Tax Bill	$18,831 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`51-01512-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`51-01512-0000-00013`
Alternative APN	`510151200013`

Interior

Stories	1 Story
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	155 ft deep x 61 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	428 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.217 AC
Legal Block	1512
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2005
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 14, 2018	Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	201887937
Deed Book / Page	3131 / 1114
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	428 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035930329
Date	May 7, 2020
Book Page	3593/329
Instrument	20-046896

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 14, 2018
Property Address	428 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0031311114
Book / Page	3131 / 1114
Instrument Date	Mar 12, 2018
Instrument	18-087937
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NRT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Investor	Possibly a Property Investor

Mortgage

Document Number	0031311119
Date	Dec 14, 2018
Book Page	3131/1119
Instrument	2018-087937.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,600 (-) Land $332,400 Building $319,200	$651,600 (-) Land $332,400 Building $319,200
2025	$18,831.00 (+0.73%)	$651,600 (-) Land $332,400 Building $319,200	$651,600 (-) Land $332,400 Building $319,200
2024	$18,694.00 (+4.98%)
2023		$651,600 Land $332,400 Building $319,200	$651,600 Land $332,400 Building $319,200
2022	$17,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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