404 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 404 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	4,406 sqft · built 2007
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Aug 2023)
Tax Bill	$45,327 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-01902-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-01902-0000-00006`
Alternative APN	`510190200006`

Interior

Stories	2 Stories
Building Area	4,406 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	18,426 sqft (0.423 acres)
Lot Dimensions	155 ft deep x 119 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	404 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.423 AC
Legal Block	1902
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2005
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY
Aug 22, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	202354690
Deed Book / Page	5063 / 1866
Prior Transfer Date	Oct 3, 2020
Prior Transfer Doc	0039551965
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 8, 2026
Property Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0000031038
Book / Page	5792 / 1322
Instrument Date	Apr 21, 2026
Instrument	202631038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	0000031038,
Date	May 8, 2026
Book Page	5792/1322
Instrument	202631038

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 22, 2023
Property Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0050631866
Book / Page	5063 / 1866
Instrument Date	Jul 26, 2023
Instrument	2023054690
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number	2023054691
Date	Aug 22, 2023
Instrument	2023054691

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Feb 11, 2021
Property Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number	0039551965
Book / Page	3955 / 1965
Instrument Date	Dec 3, 2020
Instrument	2021018987
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	404 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,568,400 (-) Land $387,200 Building $1,181,200	$1,568,400 (-) Land $387,200 Building $1,181,200
2025	$45,327.00 (+0.73%)	$1,568,400 (-) Land $387,200 Building $1,181,200	$1,568,400 (-) Land $387,200 Building $1,181,200
2024	$44,997.00 (+4.98%)
2023		$1,568,400 (-) Land $387,200 Building $1,181,200	$1,568,400 (-) Land $387,200 Building $1,181,200
2022	$42,864.00 (+0.92%)	$1,568,400 Land $387,200 Building $1,181,200	$1,568,400 Land $387,200 Building $1,181,200
2021	$42,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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