419 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 419 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,678 sqft · built 1950
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Sep 2019)
Tax Bill	$18,580 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51-01903-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`51-01903-0000-00002`
Alternative APN	`510190300002`

Interior

Stories	2 Stories
Building Area	1,678 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	419 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.207 AC
Legal Block	1903
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 26, 2019	Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 7, 2019	Deed, Transfer
Jan 19, 2018	Deed of Trust, Mortgage · Conventional with PMI CHRISTOPHER KAEFER
Nov 16, 2017	Grant Deed, Transfer · Conventional Mortgage DENNIS SQUITIERI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	201964007
Deed Book / Page	3360 / 903
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056221388
Date	Oct 16, 2025
Book Page	5622/1388
Instrument	2025070461

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0036001549
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0036001549
Date	May 18, 2020
Book Page	003600/001549
Instrument	20049628

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Sep 26, 2019
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0033600903
Book / Page	003360 / 000903
Instrument Date	Aug 8, 2019
Instrument	64007
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	419 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	33600909
Date	Sep 26, 2019
Book Page	003360/000909
Instrument	64007

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 7, 2019
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0031740563
Book / Page	3174 / 563
Instrument Date	Aug 15, 2018
Instrument	19-009096
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0028611092
Book / Page	002861 / 001092
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 SUMMIT AVE WALDWICK NJ 074631915, WALDWICK, NJ 07463-1915

Mortgage

Document Number	0028611092
Date	Feb 9, 2018
Book Page	002861/001092

Lender

Name	CHRISTOPHER KAEFER
Address	61 SUMMIT AVE, WALDWICK, NJ 07463-1915

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 16, 2017
Property Address	419 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0027850104
Book / Page	002785 / 000104
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	27850111
Date	Nov 16, 2017
Book Page	002785/000111

Lender

Name	DENNIS SQUITIERI
Address	104 HUDSON COVER, EDGEWATER, NJ 07020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,900 (-) Land $309,700 Building $333,200	$642,900 (-) Land $309,700 Building $333,200
2025	$18,580.00 (+0.74%)	$642,900 (-) Land $309,700 Building $333,200	$642,900 (-) Land $309,700 Building $333,200
2024	$18,444.00 (+4.97%)
2023		$642,900 Land $309,700 Building $333,200	$642,900 Land $309,700 Building $333,200
2022	$17,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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