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412 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 412 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,633 sqft · built 1950
Lot Size0.214 acres (9,322 sqft)
Owner2 Individual Names on Record
Last Sale$833,000 (Feb 2017)
Tax Bill$19,785 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-01902-0000-00004

Property Details

APN / Parcel Number

Primary APN51-01902-0000-00004
Alternative APN
  • 510190200004

Interior

Stories2 Stories
Building Area2,633 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions155 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address412 UPPER BLVD
CityRIDGEWOOD
StateNJ
Zip07450-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.214 AC
Legal SubdivisionALBERT Z WINTER, NELSON ZABRIS
Legal Block1902
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2005
Census Tract47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GARDEN STATE HOME LOANS INC
Feb 23, 2017Deed, Transfer · Conventional Mortgage
GUARDHILL FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleOct 18, 2000
Deed Document Number201717038
Deed Book / Page2543 / 1719
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address412 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042361432
DateJun 25, 2021
Book Page4236/1432
Instrument2021102744
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 23, 2017
Property Address412 UPPER BLVD, RIDGEWOOD, NJ 07450-1504
Document Number0025431719
Book / Page02543 / 1719
Instrument DateDec 30, 2016
Instrument17-017038
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,654.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address84 WHITEOAKS CIR, 84, BLUFFTON, SC 29910-5717

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 UPPER BLVD, RIDGEWOOD, NJ 07450-1504

Mortgage

Document Number0025431726
DateFeb 23, 2017
Book Page02543/1726
Instrument17-017038.01
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
AddressNEW YORK, NY 10017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$684,600 (-) Land $330,200 Building $354,400$684,600 (-) Land $330,200 Building $354,400
2025$19,785.00 (+0.73%)$684,600 (-) Land $330,200 Building $354,400$684,600 (-) Land $330,200 Building $354,400
2024$19,641.00 (+4.98%)
2023$684,600 Land $330,200 Building $354,400$684,600 Land $330,200 Building $354,400
2022$18,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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