411 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 411 Opal Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,512 sqft · built 2010
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2010)
Deeds & Mortgages	Jun 2021 Mortgage
APN	`10-29-0-317-003`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-317-003`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
Upper Floors Area	12 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	411 OPAL CT
City	MASCOUTAH
State	IL
Zip	62258-2952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 DOC A02350168
Legal Subdivision	CROWN POINTE-PH 1
Legal Block	317
Legal Lot Number	18
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County assessment roll, APN 10-29-0-317-003, as of August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	411 OPAL CT, MASCOUTAH, IL 62258-2952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2010 · Amount on Record
Deed Sale	Sep 14, 2010 · Amount on Record
Prior Sale	Feb 03, 2010 · Amount on Record
Deed Document Number	20102230435
Last Transfer Date	Jan 16, 2013
Transfer Doc	00A2350168
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	411 OPAL CT, MASCOUTAH, IL 62258-2952
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02703532
Date	Jun 16, 2021
Instrument	A02703532

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$111,195 (+20.23%) Land $16,764 Building $94,431	$333,585 (+20.23%) Land $50,292 Building $283,293
2022	$92,484 Land $13,943 Building $78,541	$277,452 Land $41,829 Building $235,623

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043571, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Delta Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1630800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MASCOUTAH serves 8,759 people
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.