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419 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 419 Opal Ct, Mascoutah, IL 62258

Property Summary

Property TypeSingle Family Home
Details1,670 sqft · built 2011
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$221,000 (Dec 2011)
Tax Bill$6,296 (2019)
Deeds & MortgagesJan 2026 Mortgage
May 2021 Mortgage
APN10-29-0-317-005

Property Details

APN / Parcel Number

Primary APN10-29-0-317-005

Interior

Stories1 Story
Building Area1,670 sqft Living Area
Gross Area3,340 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleOther
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area15,682 sqft (0.36 acres)
Garage Area724 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address419 OPAL CT
CityMASCOUTAH
StateIL
Zip62258-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 A02293225
Legal SubdivisionCROWN POINTE PH 01
Legal Lot Number16
JurisdictionST CLAIR IL
Township / Civil DivisionMASCOUTAH
Census Block Group1
Census Block1106
Census Tract504357

Owner

Source: St. Clair County records · APN 10-29-0-317-005

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address419 OPAL CT, MASCOUTAH, IL 62258-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 12, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2011 · Amount on Record
Deed SaleDec 12, 2011 · Amount on Record
Prior SaleAug 29, 2011 · Amount on Record
Deed Document NumberA02293225
Record UpdatedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address419 OPAL CT, MASCOUTAH, IL 62258-2952
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 OPAL CT, MASCOUTAH, IL 62258-2952

Mortgage

Document Number0A02872197
DateJan 21, 2026
InstrumentA02872197
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address419 OPAL CT, MASCOUTAH, IL 62258-2952
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02699591
DateMay 12, 2021
InstrumentA02699591
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMascoutah Township
MunicipalityMascoutah City
Unified School DistrictMascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$86,109 Land $19,589 Building $66,520$258,327 Land $58,767 Building $199,560
2019$6,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043571, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Delta Communications, Verizon.

Based on FCC filings for 82 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1630800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMASCOUTAH
serves 8,759 people
Water SourcePurchased surface water from S L M WATER COMMISSION
Last State InspectionJan 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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