407 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 407 Opal Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 2012
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Mortgage
APN	`10-29-0-317-002`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-317-002`

Interior

Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	4,246 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,454 sqft (0.239 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	407 OPAL CT
City	MASCOUTAH
State	IL
Zip	62258-2952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWN POINTE PH 1 LOT 19 A02748755
Legal Subdivision	CROWN POINTE-PH 01
Legal Phase	1
Legal Lot Number	19
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	407 OPAL CT, MASCOUTAH, IL 62258-2952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	A02748755
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 7, 2022
Property Address	407 OPAL CT, MASCOUTAH, IL 62258-2952
Document Number	0A02748755
Instrument Date	May 25, 2022
Instrument	A02748755
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 OPAL CT, MASCOUTAH, IL 62258-2952

Mortgage

Document Number	0A02748756
Date	Jun 7, 2022
Instrument	A02748756

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate	5.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	407 OPAL CT, MASCOUTAH, IL 62258-2952
Document Number	00A2629202
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 OPAL CT MASCOUTAH IL 622582952, MASCOUTAH, IL 62258-2952

Mortgage

Document Number	00A2629202
Date	Oct 7, 2019
Instrument	2629202

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$86,699 Land $13,943 Building $72,756	$260,097 Land $41,829 Building $218,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Delta Communications, Verizon.

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