St. Clair County property record for 402 Opal Ct, Mascoutah, IL 62258
| Property Type | Single Family Home |
|---|---|
| Details | 1,672 sqft · built 2011 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2022) |
| Tax Bill | $7,707 (2019) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| APN | 10-29-0-317-007 |
| Primary APN | 10-29-0-317-007 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,672 sqft Living Area |
| Gross Area | 3,344 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|
| Street Address | 402 OPAL CT |
|---|---|
| City | MASCOUTAH |
| State | IL |
| Zip | 62258-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINTE PH 1 FINAL PLAT LOT 10 A02768897 |
| Legal Subdivision | CROWN POINTE PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MASCOUTAH |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 504357 |
Source: St. Clair County records · APN 10-29-0-317-007
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 402 OPAL CT, MASCOUTAH, IL 62258-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK |
| Oct 23, 2020 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | A02768897 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 19, 2022 |
| Property Address | 402 OPAL CT, MASCOUTAH, IL 62258-2951 |
| Document Number | 0A02768897 |
| Map Reference | DOC A02186128 |
| Instrument Date | Dec 16, 2022 |
| Instrument | A02768897 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2023 |
| Title Company | PINNACLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 OPAL CT, MASCOUTAH, IL 62258-2951 |
| Document Number | 0A02768898 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | A02768898 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 6.95% |
| Max Rate At Change | 9.95% |
| Index | 1-Year CMT |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 23, 2020 |
| Property Address | 402 OPAL CT, MASCOUTAH, IL 62258-2951 |
| Document Number | 00A2672521 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2672521 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 OPAL CT MASCOUTAH IL 622582951, MASCOUTAH, IL 62258-2951 |
| Document Number | A2672522 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2672522 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Mascoutah Township |
| Municipality | Mascoutah City |
| Unified School District | Mascoutah Community Unit School District 19 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $96,212 Land $16,381 Building $79,831 | $288,636 Land $49,143 Building $239,493 | |
| 2019 | $7,707.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043571, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Delta Communications, Verizon.
Based on FCC filings for 82 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1630800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASCOUTAH serves 8,759 people |
|---|---|
| Water Source | Purchased surface water from S L M WATER COMMISSION |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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