406 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 406 Opal Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 2011
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2024)
Tax Bill	$7,022 (2019)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2020 Mortgage
APN	`10-29-0-317-008`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-317-008`

Interior

Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,940 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	308 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	406 OPAL CT
City	MASCOUTAH
State	IL
Zip	62258-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 A02661145
Legal Subdivision	CROWN POINTE PH 01
Legal Lot Number	11
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1024 RICHLAND PARK DR, O FALLON, IL 62269-7338
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 7, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	A02808594
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2024
Property Address	406 OPAL CT, MASCOUTAH, IL 62258-2951
Document Number	0A02808594
Map Reference	DOC A10984672
Instrument Date	Mar 19, 2024
Instrument	A02808594
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1024 RICHLAND PARK DR, O FALLON, IL 62269-7338

Mortgage

Document Number	0A02808595
Date	Mar 26, 2024
Instrument	A02808595

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 7, 2020
Property Address	406 OPAL CT, MASCOUTAH, IL 62258-2951
Document Number	00A2661145
Instrument Date	Aug 3, 2020
Instrument	2661145
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	406 OPAL CT MASCOUTAH IL 622582951, MASCOUTAH, IL 62258-2951

Mortgage

Document Number	A2661146
Date	Aug 7, 2020
Instrument	2661146

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203-3001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$95,392 Land $13,943 Building $81,449	$286,176 Land $41,829 Building $244,347
2019	$7,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Delta Communications, Verizon.

Nearby Properties on Opal Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures