418 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 418 Opal Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2010
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2010)
Tax Bill	$7,517 (2019)
Deeds & Mortgages	Sep 2018 Line of Credit
APN	`10-29-0-317-011`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-317-011`

Interior

Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,024 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	418 OPAL CT
City	MASCOUTAH
State	IL
Zip	62258-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 A02241470
Legal Subdivision	CROWN POINTE PH 01
Legal Lot Number	14
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County assessment roll, APN 10-29-0-317-011, as of January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 OPAL CT, MASCOUTAH, IL 62258-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2010 · Amount on Record
Deed Sale	Nov 18, 2010 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	A02241470
Record Updated	Jun 07, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	418 OPAL CT, MASCOUTAH, IL 62258-2951
Document Number	00A2591125
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 04, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 OPAL CT MASCOUTAH IL 622582951, MASCOUTAH, IL 62258-2951

Mortgage

Document Number	00A2591125
Date	Sep 24, 2018
Instrument	2591125

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$98,593 Land $18,522 Building $80,071	$295,779 Land $55,566 Building $240,213
2019	$7,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043571, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Delta Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1630800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MASCOUTAH serves 8,759 people
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.