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415 Opal Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 415 Opal Ct, Mascoutah, IL 62258

Property Summary

Property TypeSingle Family Home
Details1,254 sqft · built 2012
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Mar 2012)
Tax Bill$6,029 (2019)
Deeds & MortgagesNov 2021 Line of Credit
Dec 2021 Transfer
APN10-29-0-317-004

Property Details

APN / Parcel Number

Primary APN10-29-0-317-004

Interior

Stories2 Stories
Building Area1,254 sqft Living Area
Gross Area2,508 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address415 OPAL CT
CityMASCOUTAH
StateIL
Zip62258-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN POINTE PH 1 LOT 17 A02307455 A02730958
Legal SubdivisionCROWN POINTE-PH 01
Legal Phase1
Legal Lot Number17
JurisdictionST CLAIR IL
Township / Civil DivisionMASCOUTAH
Census Block Group1
Census Block1106
Census Tract504357

Owner

Source: St. Clair County assessment roll, APN 10-29-0-317-004, as of January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address415 OPAL CT, MASCOUTAH, IL 62258-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS NATL BANK NASHVILLE
Dec 23, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2012 · Amount on Record
Deed SaleMar 27, 2012 · Amount on Record
Prior SaleJan 31, 2011 · Amount on Record
Deed Document NumberA02307455
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address415 OPAL CT, MASCOUTAH, IL 62258-2952
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyPROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02725671
DateNov 15, 2021
InstrumentA02725671
Lender
NameFARMERS & MERCHANTS NATL BANK NASHVILLE
TypeBank
AddressMASCOUTAH, IL 62258
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 04, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CLAIR IL
Recording DateDec 23, 2021
Property Address415 OPAL CT, MASCOUTAH, IL 62258-2952
Document Number0A02730958
Map ReferenceDOC A02186128
Instrument DateDec 13, 2021
InstrumentA02730958
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 OPAL CT, 415, MASCOUTAH, IL 62258-2952

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMascoutah Township
MunicipalityMascoutah City
Unified School DistrictMascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$79,853 Land $13,738 Building $66,115$239,559 Land $41,214 Building $198,345
2019$6,029.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043571, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Delta Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1630800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMASCOUTAH
serves 8,759 people
Water SourcePurchased surface water from S L M WATER COMMISSION
Last State InspectionJan 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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