4105 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 4105 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1,783 sqft · built 2018
Lot Size	0.112 acres (4,883 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Nov 2021)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089M E 02500`

Property Details

APN / Parcel Number

Primary APN	`094089M E 02500`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,783 sqft Living Area

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	4,883 sqft
Lot Dimensions	108 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	284 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4105 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC3 PB 67 PG 123 LOT 0069
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	69
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

Source: Williamson County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1313 FAIRBANKS ST, FRANKLIN, TN 37067-1477
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Aug 21, 2018	Special Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	21067864
Deed Book / Page	8809 / 44
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 15, 2021
Property Address	4105 GRACIOUS DR, FRANKLIN, TN 37064-1013
Document Number	0088090044
Book / Page	8809 / 44
Map Reference	MB P67 PG 123
Instrument Date	Nov 12, 2021
Instrument	21067864
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GRACIOUS DR, FRANKLIN, TN 37064-1013

Mortgage

Document Number	21067865
Date	Nov 15, 2021
Instrument	21067865

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	4105 GRACIOUS DR, FRANKLIN, TN 37064-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083480877
Date	Dec 23, 2020
Book Page	8348/877
Instrument	20073898

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 21, 2018
Property Address	4105 GRACIOUS DR, FRANKLIN, TN 37064-1013
Document Number	0074430109
Book / Page	7443 / 0109
Map Reference	MB P67 PG123
Instrument Date	Aug 9, 2018
Instrument	18033100
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GRACIOUS DR, FRANKLIN, TN 37064-1013

Mortgage

Document Number	0018033101
Date	Aug 21, 2018
Instrument	18033101

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00 (-44.56%)	$130,225 (+52.67%) Land $30,000 Building $100,225	$520,900 (+52.67%) Land $120,000 Building $400,900
2024	$3,678.00 (+1%)
2023	$1,839.00	$85,300 (-) Land $17,500 Building $67,800	$341,200 (-) Land $70,000 Building $271,200
2022	$1,839.00	$85,300 Land $17,500 Building $67,800	$341,200 Land $70,000 Building $271,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: Verizon.

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