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409 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 409 Pine Bluff Dr, Chattanooga, TN 37412 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,548 sqft · built 1979
Lot Size0.551 acres (24,035 sqft)
Owner2 Individual Names on File
Last Sale$96,900 (Jul 1980)
Tax Bill$1,754 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN170J B 043.11

Property Details

APN / Parcel Number

Primary APN170J B 043.11
Alternative APN
  • 0000116903

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,548 sqft Living Area

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,035 sqft (0.551 acres)
Lot Dimensions209 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000116903
Old Parcel Number170J B 043.11
Street Address409 PINE BLUFF DR
CityCHATTANOOGA
StateTN
Zip37412-4143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 PINE RIDGE ESTS 32-99
Legal SubdivisionPINE RIDGE ESTATES
Legal Lot Number18
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1006
Census Tract11442

Owner

Source: Hamilton County records · APN 170J B 043.11

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 1980 · Amount on Record
Deed SaleJul 07, 1980 · Amount on Record
Deed Document Number0002689908
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address409 PINE BLUFF DR, CHATTANOOGA, TN 37412-4143
Document Number0000000295
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 PINE BLUFF DR CHATTANOOGA TN 374124143, CHATTANOOGA, TN 37412-4143

Mortgage

Document Number0000000295
DateMar 02, 2018
Book Page011284/000969
Instrument295
Lender
NameFIRSTBANK/W MI
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,754.00 (+0.75%)$115,750 (+48.68%)$463,000 (+48.68%) Land $60,000 Building $403,000
2024$1,741.00 (-36.06%)$77,850 (-)$311,400 (-) Land $60,000 Building $251,400
2023$2,723.00$77,850 (-)$311,400 (-) Land $60,000 Building $251,400
2022$2,723.00$77,850$311,400 Land $60,000 Building $251,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114421, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims14 (1982–2009)
Claims Outside the SFHA6 of 14
Most Recent ClaimSep 2009, river or lake flooding
Claims By Storm
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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